Call Us: 800.525.0554

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We're not just Bankers...We're Boaters too and We care!

 

 RATES AS LOW AS 3.74% 

 

Whether cruising the Chesapeake on board the “Sterling Lady” with our golden retriever or sailing in the crystal clear waters of the Islands, the owners of Sterling Acceptance enjoy the boating life style.

Sterling Acceptance was founded in 1987 by avid boaters as well as banking experts. We have assembled a team of Marine and RV loan experts specializing in marine lending, loan underwriting, US Coast Guard Documentation, state titling and yacht insurance. Underwriting is our expertise, as our underwriters each have 40 to 45 years of experience. With this, the response turn-around time is exceptional. None of our competitors can offer the combination of banking credentials and industry experience that you will receive while working with our team at Sterling Acceptance Corporation!

We offer a wide variety of Boat and RV loan programs at competitive rates and terms. We will act as your intermediary to get you the best rate possible with a range of financial institutions we have established relationships with. We also offer US Coast Guard Documentation work, State Titling services, and Yacht Insurance, all done in-house at our corporate headquarters. We are a One Stop Shop! These services are available to you whether you wish to finance your boat purchase through Sterling Acceptance, or are paying cash for the boat. We are proud to offer services on a nationwide level. Our team can be found throughtout the United States and are ready to assist you. Don't delay, call today! 

  

 
Upcoming Boat Shows ~ 2021:        

 Trawler FestNEWPORT IBS LOGO WHITE      Annapolis Boat Show       FlIBS two color     

Newport RI International Boat Show:  Newport Yachting Center, Newport, RI ~ September 16-21, 2021 ~ Land A5

Baltimore TrawlerFest Baltimore Inner Harbor, Baltimore, MD ~ September 30- October 2, 2021 ~ Booth TBD

United States Power Boat Show Ego Alley, Annapolis, MD ~ October 7-10,2021 ~ Booth F24-25

United States Sailboat Show  City Dock, Annapolis, MD ~ October 14-18, 2021 ~ Booth F24-25

Ft. Lauderdale International Boat Show Bahia Mar Harbor, Ft. Lauderdale, FL ~ October 27-31, 2021 ~ Booth TBD

 

 

  • It is so refreshing to work with a company that is organized, professional and expeditious! I would not hesitate to use them again for our next boat purchase. Friendly, kind and the type of people you feel good about giving your business to. If you are looking for a boat or RV loan- these guys should be at the top of your list! Such a smooth process!

    It is so refreshing to work with a company that is organized, professional and expeditious! I would not hesitate to use them again for our next boat purchase. Friendly, kind and the type of people you feel good about giving your business to. If you are looking for a boat or RV loan- these guys should be at the top of your list! Such a smooth process!

    ~JP

  • Sterling Acceptance Corporation was exceptional throughout the entire loan process. Kate Hamill was incredibly responsive to my emails, texts, and phone calls to get our deal done. SAC's team was able to surpass their competitors with securing a phenomenal rate while simultaneously providing superior customer service. I highly recommend SAC for anyone interested in finding a true partner and 'easy button' solution for their next boat loan.

    Sterling Acceptance Corporation was exceptional throughout the entire loan process. Kate Hamill was incredibly responsive to my emails, texts, and phone calls to get our deal done. SAC's team was able to surpass their competitors with securing a phenomenal rate while simultaneously providing superior customer service. I highly recommend SAC for anyone interested in finding a true partner and 'easy button' solution for their next boat loan.

    ~KB

  • This company was very attentive to our goal and especially the timeline of our purchase. They were responsive, kept us informed, stayed in touch with sellers as much as us, the buyers. Explained the process before and during the entire purchasing experience. We would highly recommend this business for personal attention and professional responsibility. They were a breath of fresh air in our purchase experience!

    This company was very attentive to our goal and especially the timeline of our purchase. They were responsive, kept us informed, stayed in touch with sellers as much as us, the buyers. Explained the process before and during the entire purchasing experience. We would highly recommend this business for personal attention and professional responsibility. They were a breath of fresh air in our purchase experience!

    ~WF

  • I highly recommend Sterling Acceptance Corp. I have worked with them on two boat loans. Both times, they made it easy, were always available (day or night) for a call to answer my questions, and really worked to find me the best possible loan. I wont ever work with anyone else!

    I highly recommend Sterling Acceptance Corp. I have worked with them on two boat loans. Both times, they made it easy, were always available (day or night) for a call to answer my questions, and really worked to find me the best possible loan. I wont ever work with anyone else!

    ~JT

  • My husband and I recently purchased a new boat.The Sterling Acceptance Team was very helpful during the purchase process. When we arrived for closing,all of the paperwork was complete and organised. The staff was professional and friendly; there was even a super cute golden retriever to welcome us. Communication has been A plus before and after the closing.
    Our experience was positive and I would highly recommend Sterling Acceptance Corporation. I thank them for their help in making our dreams a reality!

    My husband and I recently purchased a new boat.The Sterling Acceptance Team was very helpful during the purchase process. When we arrived for closing,all of the paperwork was complete and organised. The staff was professional and friendly; there was even a super cute golden retriever to welcome us. Communication has been A plus before and after the closing.
    Our experience was positive and I would highly recommend Sterling Acceptance Corporation. I thank them for their help in making our dreams a reality!

    ~JC

  • In our first boat-buying experience we had TONS of questions! The team was patient to answer ever single one of them. They were quick to reply to emails and helped to explain each step in the process clearly. Thank you!

    In our first boat-buying experience we had TONS of questions! The team was patient to answer ever single one of them. They were quick to reply to emails and helped to explain each step in the process clearly. Thank you!

    ~ CH